INDUSTRIES

Wherever a spreadsheet
runs real money through it.

We focus on businesses where the workbook isn't a model anymore — it's the system. The places below are the ones we know best.

Insurance

PRIMARY

Pricing and risk for property & casualty, health, and specialty lines. Reserve calculations. Reinsurance ceding workbooks.

  • Live pricing in broker comparison portals
  • Reinsurance ceding & cession workbooks
  • Solvency II / IFRS 17 reserving workbooks
  • Regulatory submissions with audit trails

Life & Pensions

PRIMARY

Migration of admin systems between pension schemes. New-product illustrations. Statutory reporting workbooks.

  • Scheme migration calculators
  • Customer-facing illustration tools
  • New product launch via workbook
  • DPO-grade member data handling

Banking & Lease

Comparison portals. Credit-scoring overlays. Lease-pricing engines plugged into broker systems.

  • Real-time lease pricing
  • Mortgage / credit overlays
  • Broker & partner APIs
  • Bitemporal replay for audit

Public sector

Subsidy calculators. Eligibility rules that live in Excel and run real benefits decisions. Tender-mandated audit trails.

  • Subsidy & benefit calculators
  • Eligibility & means-tested rules
  • On-prem deployment, full audit
  • EU-hosted only, data residency

Industry & SME

Quote configurators. Engineering calculation packs. The spreadsheets that turn out to be running the entire commercial pipeline.

  • Quote & configure tools
  • Engineering calc packs
  • Sales-team self-service web apps
  • Partner-facing API endpoints

THE END-USER COMPUTING PROBLEM

Your auditors have a name
for this: EUC risk.

End-user computing — the spreadsheets your business built outside IT — is where a surprising amount of regulated decision-making actually happens. Pricing, reserving, eligibility, reporting. Powerful, flexible, and almost entirely ungoverned.

Every risk team knows the exposure. Few have a practical fix that doesn't mean a rewrite. Excelerant is that fix: bring the workbook under identity, permissions, audit and versioning — and let the operation keep running on it.

The operation depends on it

Claims handlers, underwriters, pricing teams and back-office staff run daily work through a workbook IT often doesn't even know is critical.

The control isn't there

No access control beyond a file share. No audit trail. PII in cells, emailed around. The single owner is a key-person risk all by themselves.

Excelerant closes the gap

Identity, cell-level permissions, full audit, versioning and EU / on-prem hosting — wrapped around the workbook your operation already runs on.

ENTERPRISE & IT

What your audit committee
will actually ask for.

Identity & access

SSO, SCIM, role hierarchies that map to your IAM. Joiner / mover / leaver flows handled centrally.

Change management

Workbooks versioned like code. Drafts, review, sign-off, publish. Rollback is one click.

Data protection

PII tagged at the cell. Scrubbed on export. EU-resident by default. DPA, sub-processor list, audit reports on request.

Auditability

Immutable event log. SIEM export. Searchable by user, workbook, cell, formula, time.

Resilience

99.99% target. On-prem & air-gap options for highest-criticality models. No single-laptop dependencies, ever again.

Regulator-ready evidence

Inventory, classification, controls, evidence packs. The exhibits that survive a DNB / AFM / FCA / BaFin examination.

DEPLOYS WHERE YOU NEED IT ON-PREMISEEU-HOSTED SAASCUSTOMER VPCSSO / SCIMSIEM-READY AUDIT